Housing Affordability and Resilience

Access to affordable housing is becoming too difficult for many Americans, and something must be done. The causes are complicated and multifaceted. To effectuate change, solutions must address not only first costs, but also costs associated with operation and maintenance.

Low-to-moderate income families have the most at stake, when it comes to protecting their property from natural hazards. Fortunately, we can promote homes that are affordable and resilient. 

The NIBS Natural Hazard Mitigation Saves study found that up-to-date model building codes save $11 for every $1 invested through earthquake, flood, and wind mitigation benefits, with a $4 to $1 wildfire mitigation benefit. These benefits represent avoided casualties, property damage, business interruptions, and insurance costs, and are enjoyed by all building stakeholders, including developers, titleholders, lenders, tenants, and communities. 

A White House Council on Eliminating Regulatory Barriers to Affordable Housing has been formed and is developing recommendations, and the Alliance for National & Community Resilience (ANCR) recently released Housing Resilience Benchmarks. 

This session will examine the importance of including resilience in strategies to address housing affordability, the role of building codes in supporting resilience for low income households, and need to examine total cost of ownership/rental and life-cycle cost as a key metric for affordability.


02:00 PM - 02:45 PM
19 August 2020


Ryan Colker
Vice President, Innovation with the International Code Council
Laurie Schoeman
Senior National Program Director, Resilience and Disaster Recovery, Enterprise Community Partners, Inc
Christopher Bourne
Deputy Assistant Secretary for Innovation, U.S. Department of Housing and Urban Development